HANNES SWANEPOEL   As community schemes grow more complex, keeping people and tasks aligned takes more than email and spreadsheets. Community scheme living, whether under sectional title or a homeowners’ association, has become far more complex. Community schemes are bigger, member expectations are higher, and compliance requirements are tightening every year. Getting the people and […]

ELWIN ELS   Why Reliable Levy Recovery Determines the Financial Health and Stability of Every Community Scheme. In most businesses, if a customer doesn’t pay, the business absorbs the loss, tightens its belt, and looks for new revenue elsewhere. A body corporate has no such luxury. It cannot sell a product, chase new customers, or […]

SHAHIEM CARR     What every trustee and owner should know about financial compliance in Bodies Corporate. Running a sectional title scheme is, at its core, running a small business — one funded by levies, governed by legislation, and answerable to its members every year at the AGM. Financial compliance is what keeps that business […]

ELWIN ELS   We review two July notices that came through independently but conveyed the same message.  Two separate notices landed this month with the same message: trust accounts are not transactional accounts. The PPRA and FNB’s 3PIM desk have both flagged debit orders, stop orders and subscriptions being run against trust accounts — here […]

ELWIN ELS     What the Willow Waters SCA judgment tells owners, HOAs and bodies corporate about beating a mortgage bond to the proceeds of a sale. Most owners assume a registered mortgage bond is untouchable — the bank lent the money, the bond is registered, and when things go wrong the bank gets paid […]

ELWIN ELS     A plain-English guide to the role of trustees under the Sectional Titles Schemes Management Act. If you live in a sectional title scheme, you have almost certainly heard the word “trustee” thrown around — usually just before an announcement about a special levy or a new pool rule. But few owners […]

ELWIN ELS     Five years, 232 community schemes, nearly 13,000 units and we are just getting started. About ZenTeq ZenTeq is a specialist community scheme administrative and operational support business based in South Africa. Founded in 2021, ZenTeq currently manages 232 community schemes comprising 12,936 residential and commercial units as well as multiple city […]

ELWIN ELS   Property management has entered a new era — and the industry can no longer afford amateurs. The Property Practitioners Regulatory Authority (PPRA) has significantly raised the bar. Between the 2022 Property Practitioners Act and the strict Compliance demanded by the Sectional Titles Schemes Management Act and the CSOS Ombud, “winging it” is […]